The ₹10 Crore Advantage.
Zero Collateral. 100% Govt. Backed.
The CGTMSE limit has been raised. Use the new Hybrid Security Model to leverage your existing assets and unlock capital for machinery, expansion, and raw material.
The "Hybrid Security" Unlock
Problem: Your factory is worth ₹3 Cr, but you need ₹8 Cr for expansion. Banks usually deny this.
Solution (2025 Rule): We pledge your ₹3 Cr asset and cover the remaining ₹5 Cr under the CGTMSE guarantee.
Result: Full ₹8 Cr Sanction
Single Composite Loan
Why this is a Game Changer for NCR
GRAP 4 Compliance Funding
Upgrade to electric/CNG machinery before pollution bans hit operations. Keep your factory running.
Trader Parity
Wholesalers & Traders are now treated at par with manufacturers. Get CAPEX loans for warehouses.
Who is this Scheme For?
The Eligible "Builder"
- Turnover ₹3 Cr - ₹100 Cr
- Vintage 3+ Years
- Profitable for last 2 years
- GST & Audited Financials Ready
Not Eligible
- Early Stage Startups (< 3 Years)
- Turnover less than ₹1 Cr
- Current NPA or Default History
- Incomplete Paperwork
Check Official Eligibility
Free Assessment. No Impact on CIBIL.